4.8 231 reviews

Eric Pepper

I've used Ameritrain as my CE source for several years. The live course for CE is great. Carol makes the day fun as opposed to a necessary evil. For me, retention is MUCH better than watching a computer screen for that many hours.

TERRI Madden

I made an 85 on the exam, first try! Their process works! Glitchy systems. Had to restart some of the modules. I took it as an opportunity to review. Customer services was slow to respond., Love that I can refer back to the materials if need be. Awesome resource.

Kewana Reese

Class was awesome! Pasted my test yesterday. Instructor Carol was awesome. Thank you Ameritrain

Ben Guillory

Cuz Carol is truly the catalyst which makes learning fun. Cuz you always keep the class enjoyable and interesting. It is so easy to relate to you.

Parag Kulkarni

I took the MLO 10 day course from Ameritrain. This course is self paced and offers good value. I found it much cheaper than other options out there and the course is well designed with full review and exam prep at the end which helps in passing the exam. All the chapters are summarized in final modules which makes it easy to review the important topics of each chapter. I will highly recommend this course to everyone.

Amanda Jones

I have always used Ameritrain for my licensing courses and always will. The Instructors are very friendly and knowledgeable, and interact with the class very well which promotes an engaging learning experience.

JP Poreba

I highly recommend Ameritrain. I took the 20 hour Safe MLO class with Carol. She was a fantastic instructor and made 20 hours of online learning a fantastic experience. She also prepared me for the exam and I passed 3 days later with a score in the 90s. I will be returning to Ameritrain for all my continuing education and hope I get to learn from Carol in the future!!!

Kathryn Holbrooks

Excellent!! Excellent!! Excellent!! Carol keeps it informative, but super fun! I was so glad to come back this year and find her as our instructor! Her instruction sure beats the online CE class!

Rita Kikoen

Ameritrain is the best! What an awesome instructor, Cousin Carol! She taught me what I needed to pass my SAFE test on the first try! Take any class she teaches!

Corbin Wagoner

I take my continuing education here every year and love it! Will never go back to the online classes again! Cousin Carol is the best!

Kimberly Jackson

I took my 20 hour pre-licensing course back in March, about a week before COVID shut everything down including my exam date. Fast forward 4 months later, I had to study from the beginning again. My notes were so detailed from Cousin Carol that I was able pick back up, study hard and I’m happy to say I’m part of the 59% that passed the exam on the first time! Thanks Ameritrain for giving me a great foundation and introduction into the mortgage Industry.

Nathan Duce

Did my 8 hour continuing Education here today and it was a great refresher course. Best instructor for keeping 8 hours of training lively.

Duane Hicks

I am happy I selected Ameritrain !!! I contacted them and they did exactly what they said. I had a detailed book, plenty of examples and knowledge checks throughout. Very affordable and the online learning was very efficient. I would highly recommend to others.

Daniel Rodriguez

Ameritrain's courses were easy to follow, and very thorough. Because of my experience, I knew some of the material, but I learned so much more. I passed the MLO test today, on my very first try. I couldn't have done it without them. Buy their courses with confidence. I will certainly use their services again for my CE courses next year. Awesome!

Duane Hicks

I am happy I selected Ameritrain !!! I contacted them and they did exactly what they said. I had a detailed book, plenty of examples and knowledge checks throughout. Very affordable and the online learning was very efficient. I would highly recommend to others.

Aizaz Shaikh

Considering this was my first time taking a live online class, I enjoyed it. I liked the fact that the instructor covered only the stuff that would most likely be on the exam. I passed on my first try!

Chisa Johnson

I have nothing but great things to say about Ameritrain Mortgage Institute. Very professional, encouraging, supportive staff and instructors. I passed my NMLS test today on the first attempt. With no prior experience in the mortgage industry. Cost of courses are very fair and reasonable for all of the great information, and pre test materials. I will be using Ameritrain Mortgage Institute for all of my continuing education needs. I must give a shout out to Cousin Carol 😊 for being a wonderful instructor. You are a true blessing.

William Price

I want to personally point out my instructor for the 20 hour PE licensing course (Marie) for her outstanding performance. Marie responded quickly to my questions (multiple times for one) and answered my questions quickly and succinctly. She also checked my work and allowed me to "catch up" when most students were well ahead in the course work. I will also say that I was impressed with Ameritrain's format and presentation method.


I had a wonderful experience working with Ameritrain!! Cousin Carol was very informative and her personality was great!! I really felt like she was my cousin.

Connie Faulk

I have taken CE classes from Training Pro and dreaded the boring classes every year. I really enjoyed our trainer and how she taught the class and had everyone participate in the class. I felt like I learned more with Ameritrain and was able to retain the information that was taught. I instructor was very knowledgeable and gave is some examples to review. Carol Wilson was my instructor and did a fabulous job! I will return to Ameritrain for all my CE classes from now on. Thank you to Carol for making the class enjoyable! I give Carol 5 out of 5 star review! Thank you.

David Dieguez

Ameritrain resource materials, content, and professors were helpful and informative. The cost is affordable and the system is efficient and effective. I wish it were shorter, but the program needs to be within compliance with National standards. Awesome program!

Lisa Fraley

Ameritrain's twenty hour course was wonderful. Cousin Carol did a fantastic job of preparing us for the exam. With her instruction and lots of studying time I was able to pass the test on my first try. I highly recommend this course.

Marion DaSilva

I enrolled in the 20 hour online MLO course. I've got to say it was a lot of information. Unfortunately, I wasn't sure what to study to pass the test since I obviously couldn't study everything. So, I also enrolled in a special Tutoring package. I got three one hour personal tutoring calls, access to a great deal of flash cards, and three practice exams. It was this piece that I am sure helped me pass the exam on my first try - which was a major deal since I'm am totally new to the industry. Thank you for all of your help and support Ameritrain!


My experience with Ameritrain and especially my trainer Carols was awesome. Carol made a two day class both interesting and informative! Passed the test on the first attempt!

The Nouveau Clinic

Cousin Carol made an incredibly intense body of information fun, intriguing and palatable. It was an intense 20-hour cram course. Coming from a non-mortgage related industry, it was wonderful to be provided with expert study and exam guidance. I finished the class and put in 2 and 1/2 weeks of personal study time after the course to give me the confidence I needed for the exam. I also used Ameritrain's practice exams to give me a "sense" of how I would perform, and to help me identify my weak areas.

I am happy to say I passed on the first try this past Friday. YAY!

So glad to have that exam behind me. It's a super intense test. You do need to study after the class to increase your chances of passing, but I I would definitely recommend Ameritrain Mortgage Institute and especially cousin Carol for preparatory guidance. I will definitely use Ameritrain again for my annual CE requirements. All the best!

Laura Slayton

Fantastic experience, which resulted in a pass on the first try! Cousin Carol makes the whole class as interesting as mortgage law can possibly be, and is clearly very invested in each individual student's success. She made the concepts much more consumable and gave great tips for test taking. Absolutely worth the money and worth traveling from out of state!


Great program. Passed the National test with an 89 yesterday ! Time frame for studying and then taking the test was about 2 weeks . I failed the test 3X back in 2012. Passed it the first try after choosing Ameritrain (used a different course provider in 2012). I took the 10 day online course. The modules were designed so you would retain the information and not just skip through it . Like anything you have to put time into what you want to succeed at . I have read people complaining about different things they didn’t like about the course however you get out what you put in . After going through the modules I read the PDF’s over and over for each module and took the practice quiz’s over as well along with my final practice exam . I would highly recommend this company to prepare you for the exam.

Rebekah Emerick

This has been my second year CE class with Cousin Carol and it’s been such fun for such true discuss. She gets everyone motivated to be engaged and excited to participate. Her energy and stories are great. Helps give clarification on regulations that I may not have had a good understanding of before. Thank you and hope to see her next year!

Kathy May Toth

I’ve been in the mortgage industry for 13 years and since the licensing of mortgage loan officers, I have taken Ameritrain classes. Over the past 3 -4 years, I have taken Cousin Carol’s class in Atlanta. By far, Cousin Carol’s class is the most relevant class to our industry and I enjoy learning & expanding my knowledge each year! Thank you, Cousin Carol! Business Development Specialist, Vincent Liberty, has always been proactive in my yearly enrollment process, he is very personable, and always in excellent communication. Thank you, Vincent Liberty!

Shaneka Dash

The training experience with "Cousin" Carol is quite pleasurable and knowledgeable... she makes learning fun. I look forward to each year of renewal. It's a great experience to bounce ideas and experiences/updates amongst peers and learn new ideas to better increase business. Carol makes you feel comfortable even if you're new to the business.

Monica Stevenson

I took my SAFE MLC Pre-License courses at Ameritrain and the process easy and the price was great. My instructor, Carol, was great. The three day class was engaging and interactive. I learned so much from her teaching style. I took the SAFE MLO National Test and I passed it with at score of 84%. I encourage you to make Ameritrain Mortgage Institute the school of choice for your educational needs. You won't go wrong.

zz gg

Its course is good to cover all topics in the exam. It comes free with question which are good. I did all the questions and practice . after I pass the exam, I find out I need extra two hours education, the assistant Herman helped me to add it to the package immediately. very good service.

paul chung

I just made it 20 hours Pre-License course with Ameritrain. Very easy to follow this course and get help so fast from instructor. Strongly recommend what's more very reasonable tuition. Thanks

Elena Vasquez Henriquez


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Sandy Seals

II enjoyed the 20 hour class with Herman and the material I received in print and on-line was so helpful. I passed the test first time around with the school and this is with having no prior knowledge of the industry terms. They had patience and assisted with all questions and gave me time to prepare - I would recommend Ameritrain to anyone walking into the industry. Thanks for your help.

Samantha Allen

I took the 20 hour pre licensing course in the classroom with Mrs. Carol in Atlanta last week and hands down one of the best training experiences I’ve had! She was friendly and vibrant and made the material easy to understand. She is truly passionate about teaching and helping others succeed. She made efforts to make sure everyone was engaged and understanding and to learn each of our names. I took my SAFE exam a week after the course and passed with a 90! (THANK YOU MRS. CAROL AND AMERITRAIN). Highly recommend using this institution for all your training needs!

Suzanne Rasmusson


quincy sheton

Just got my MLO certificate from this company and they were a pleasure to work with. The process was smooth, the instructors were prompt with their responses to my inquiries, and the classes were more than helpful. I am going to work with them again when it's time for my continuing education courses--Aaron Bailey.

Patricia DeVane

Ameritrain study program has easy to follow instructions, well organized lesson plan, great online instructors, and outstanding customer service. I recommend using their service to achieve your mortgage learning goals.

Brian Ponder

This MLO course is top-notch and comprehensive! I highly recommend it.

Ashley Le-Master

I had Carol and Herman as my instructors for the 2 day class to prepare for my MLO. I took my test 3 days after the class and passed with an 86% on my first try. They were amazing and very helpful. They had ways of getting the information to stick in your mind while going through the book.

Mike Brennan

I used kaplan for the Realtor test, and now I've used Ameritrain for mortgage test. Being able to compare the two - Ameritrain is so much better due to instructors like Carol. It's also a lot cheaper, and the help you get from them is quite surprising - Carol was always available and would return communication within minutes (even on weekends).
I had a problem with the Kaplan program glitching, and I had a glitch problem with Ameritrain program too...
However, Carol took ownership over the issue and handled everything to my satisfaction. Kaplan didn't help at all, they charged a fortune, and the material taught didn't seem to match AT ALL what was on the Realtor test.
In contrast, I just took the NMLS test and passed with flying colors. The schooling was very thorough, prepared me extremely well for the licensing test, but what I liked most about Ameritrain over Kaplan was their summary pages that you could print out - they were perfect cheat sheets to look over in the parking lot and cram just before the actual test - seemed like the cheat sheets were taken right off of the official test :) Like I said - they prepared me very well. I mean really - it was as though they took real questions right from the test! Kaplan, on the other hand, didn't prepare me AT ALL - I felt lost on the Realtor exam.
Important note: if you're deciding on in-class vs. online - both kaplan and Ameritrain purposely make you wait a required amount of time before you can click "next" on the PowerPoint-like slides. I think that's built in as a licensing requirement; otherwise, I'm sure there would be a market for people to cheat and hire someone to take the class for you. But with the wait, it's not worth it for the cheating test taker to have to wait for so long.
Anyway, i would suggest taking the online class, because it perfectly prepared me, and I think it's much quicker than the in-class program, and you can log in any time (even after midnight), and you don't have to drive anywhere, and it works.
Good luck on the test! Choose Ameritrain if you want to pass, if you want inexpensive prices, and of course - because you'll get teachers that really care about you and your success and will work hard and diligently to make sure you're happy.
Thank you Carol!

Matt Godfrey

Ameritrain is very attentive to their customers. I worked with Sales and Customer Service and each individual helped me make sure I got the most out of my experience with the company. Melanie really is great to work with if you have any troubles with the online courses. She is quick to respond.

Uni The unicorns

This is a great and informative class. A friend referred me to this school and they were right this was a great class and I learned a lot especially having no experience in the industry.


Thank you, Melanie and Herman! This was a great course and I passed the test! Herman went above and beyond to make sure I was ready - even took a call from me on a Sunday and spent an hour with me reviewing my pre-test. I’ll be back for continuing education!


Really good materials. I really recommend.

Heather DeCew

the CE was not worth the money, even though it is cheap. The website is full of glitches which make you redo the same sections over and over. Many of the test questions make no sense, the same instructions are repeated over and over. most of the training is a computer voice reading the text on screne while the same instructions are repeated every few pages. It will get the job done eventually but it will take about 2 times as much time to navigate through this messy, and unprofessional junk pile. if you are really short on cash and have nothing but time it might be worth doing your CE through them.

Conor Malloy

Cousin Carol was the best! I learned a lot and had a good time doing so. Will definitely do this class again next year

Stephen Patti

Herman was an engaging and effective instructor. He helped me to pass the test on the first try. I highly recommend this to anyone who needs to take the NMLS SAFE Test.

Nathaniel Ellis

Cousin Carol is fantastic! The CE class was interactive and informative! I am a State Farm agent and this is my second year using them for my mortgage CE. I will be back next year!


Decided to go back to brokering and Ameritran was recommended as the school to use, l must say it was a good recommendation. Finishing up my class today and looking forward to taking my exam.

Jerry Sims

great people to work with....after going back and forth with NMLS on my CE they took the time out of their busy schedule to clear things up. they could have made me do my CE over and make more money but instead went to bat for me...what a crew. thanks again

Steven Earley

I had a last minute class to complete today. Your team helped me get that finished and posted/ cleared with NMLS before deadline. Thx

Monica Mudie

Our instructor, Carol was awesome. Thoroughly enjoyed the class. It was very informative


I love the folks at Ameritrain! Whether Herman or Carol is facilitating the classes are always very informative and stimulating.

Gus Anchondo

Cousin Carol was fantastic. She really brought a lot of energy into the topics and made the day go by fast

Aurielle Lee

Amazing class! “Cousin Carol” was extremely informative and made the class enjoyable for 8 hours.

Debbie Tjahjono

I would say that for the price, this presentation and testing system for mortgage professionals' continuing education is great!

John Barbee

Experience was so good that all LO's in company are now doing their CE with Ameritrain!

Patrick Krawietz

I took the 10-day NMLS course and found the content good to follow. I had previous knowledge of the mortgage industry but needed to complete the required course work before I could take my NMLS exam. After comparing AMI to other industry standards, I found that AMI offered the greatest value. At the start of my course, I encountered a timing issue and needed to extend my course a few days. My instructors did not have any issues with being able to extend out my course deadline. I am very thankful for that. Three weeks after completing the Ameritrain SAFE NMLS course, I was able to pass my NMLS exam with an 86% (first time test taker). Thank you Carlo and Marie for being great on-line instructors!

TERRI Madden

I made an 85 on the exam, first try! Their process works! Glitchy systems. Had to restart some of the modules. I took it as an opportunity to review. Customer services was slow to respond., Love that I can refer back to the materials if need be. Awesome resource.

Rocky Chinen

Love the courses with instructor Raelene in Hawaii. Grueling 8 hours but with her wit and added humorous mortgage related trivia...Just makes the learning process easier to tolerate. She also is connected with Hawaii Council of Community Associations and has given us updates on Condo issues so that we can help our Condo borrowers or at least understand what Condo's are doing or facing. Her information regarding the new Fire codes in Condo's (Marco Polo) helped me to understand how this will impact HOA fees so that I could explain it to my borrowers and since I live in a Condo too, it was most informative.
Additionally, she makes sure that our course credits are uploaded to NMLS. She is not like the other education providers!
Would always use Raelene as our course provider choice.

Vincent Terry

This is a great school. Melanie and Carol are the better

Jason Long

Cousin Carol was great! I look forward to next year CE classes!

Deric Garcia

Great class, Carol is amazing. Class is fun and interactive.

Jesse Miles

I make it a point to attend Ameritrain Mortgage Institute CE class every year, Carol and Herman are great teachers! The whole staff !

Gilbert Soltermack

Great course! Great price!

Joel Charles

if you don't use Ameritrain to earn your CE for mortgage, you are probably wasting money

Kathleen Zimniak

Carol is awesome! Very informative.

Cody Witte

Not bad, actually an improvement from a few years ago when I used Ameritrain for CE. The built in wait periods are lame but I'm sure required.

Lori Kellett

very easy process and able to go quickly throughout the C.E courses. !

Joseph R Landreau

Great class, learning environment and fun participation.

Eloy Leal

Melanie was especially hopefully and gave me great guidance.

Michelle Ruper

Carol is very knowledgeable and cutting edge with information

Paul Saar


Edward Barrios

very easy to follow and complete


One of the best in Mortgage industry.

Ron Cahalan

easy process to go through and well thought out!

Kenny Olorunisola

The best of them all...

linds S

Not what is advertised. Online CE's are not available upon completion of purchase. They don't disclose it until after you pay. It directs you to another website and then you are required to register at a new website. Then you have to wait for someone who knows where to manually add the class to your dashboard. If they don't you have to call them to get it added. This can take hours... What a joke. I have already requested my refund.

Lynn Hutchison

Awesome job Carol

Joseph Pham

Excellent course

Bill Gross

Glitchy system, you end up listening the exact same instruction numerous times, modules get stuck and I had to retake the same nonsense 3-4 times, and customer service is non-existent. I would avoid

A Castro

Ameritrain was flexible, affordable and the instructors and staff responsive and helpful throughout and even after my SAFE and TX SML courses. I made an 82 on my first try for my MLO exam and could not be happier! Thank you!
Response from the owner2 years ago
Thank you so much for the kind words, and congratulations on passing your test! We look forward to working with you in the future.
All the best!

Toby Lynn

I teetered between two and three stars.
Leaves a lot to be desired for me. To begin I've carved out today to complete my CE and module 8 has stopped working so I can't move forward. they promise someone will call you within 60 minutes and so far I've put in two calls and one emailed help ticket within the last 95 minutes with no response. So I'm wasting my day sitting by my computer, can't move forward, just waiting.
In addition there seems to be several items that aren't great. To name two; it's a US related class but the narration is being done via a computerized voice with an English/ Australian accent. There is no pause button as you are going through the modules. The first two modules had one but nothing after that. If you need to pause, you can't, you have to let it run out and then go back to the beginning.
Response from the owner2 years ago
As always, we appreciate any input our current or previous customers provide, as feedback only enables us to make improvements to our products and services. For many of our customers English is a second language and they find the audio narration to be helpful. If anyone finds the audio objectionable, we provide a copy of the slides with the script to read along with instructions to disable the audio. Our customer care representatives did recall speaking with you several times and offered regular support. While we aim to please every customer, we recognize that even with our best efforts sometimes we may fall short of this goal. You will be happy to know that the pause button functionality was has been restored for this year's courses. We hope we will have a chance to change your perception should you decide you would like to take another course with us. If not, we wish you luck in the future with your CE needs.
Best Regards,

Sheria Newkirk

Horrible online course. It was supposed to be instructor led but the instructor didn't post the materials for over an hour after the start time and my day was wasted.

Gabriel Haney

I have been trying to reach someone for the past 3 days!! platform is horrible and customer service is non existent?

Chris Dorris

Herman is a great teacher wth Ameritrain
Response from the owner2 years ago
Thanks, Chris. We think he is pretty great, too. Thank you so much for your feedback. We hope to see you next year for your continuing education courses. :)

General Overview

The Ameritrain facility is located in the modern Terraces building at the intersection of Ashford Dunwoody Road and Perimeter Center in the Sandy Springs area of Atlanta.
This location has easy access to GA 400 and I-285 and includes complimentary shuttles from the nearby Dunwoody MARTA station.

National Training Facility

115 Perimeter Center Place, Suite 197A
Atlanta, GA 30346
Phone: 877-406-0333
Hours: M-F 9am – 6pm

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